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Privacy Policy

 

FACTS WHAT DO WE DO WITH PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • • Social Security number
  • • Credit history
  • • Credit scores
  • • Account transactions
  • • Checking account information
  • • Wire transfer instructions

 

When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons we choose to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Do we share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you No We don't share
For our affiliates' everyday business purposes - information about your creditworthiness No We don't share
For our affiliates' everyday business purposes - information about your transactions and experiences No We don't share
For nonaffiliates to market to you No We don't share
 

 

Questions? Call (239)-472-6100 or go to www.sancapbank.com

 

 

What we do
How do we protect your personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

At Sanibel Captiva Community Bank, both internal and outside companies routinely test our systems for any weakness and vulnerabilities to ensure your information is secure.
How does Sanibel Captiva Community Bank collect my personal information? We collect your personal information, for example, when you
  • • open an account;
  • • apply for a loan;
  • • make deposits or withdrawals from your account;
  • • give us your income information; or
  • • show your driver’s license

 

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • • affiliates from using your information to market to you
  • • sharing for nonaffiliates to market to you

 

State laws and individual companies may give you additional rights to limit sharing.

 

 

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Sanibel Captiva Community Bank has no affiliates
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Sanibel Captiva Community Bank does not share with nonaffiliates so they can market to you
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Sanibel Captiva Community Bank doesn’t jointly market